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Insurance Services


"You don't buy life insurance because you are going to die, but because those you love are going to live"

~Author unknown

Insurance Services

We have been providing insurance advice to clients for over 25 years

 

Sometimes life throws something unexpected your way.  We offer advice on your financial security needs and considerations for an unexpected, death, disability or critical illness.  We help you consider what your family would need if you weren't here to provide for them, or how you would get by if you became disabled or critically ill.  Who will care for you if you can no longer care for yourself? We take into consideration any group benefits you have along with your budget to make a recommendation.

  •  Family mortgage and debt protection, income replacement, final expenses
  • Disability insurance protection that allows you to concentrate on recovering and returning to work
  • Personal health and dental insurance to cover when there is no coverage or to top up group insurance
  • Travel insurance protects against the cost of unexpected emergencies while travelling out of province
  • Business insurance for self-employed, buy-sell, and key person to help minimize disruptions and ensure business continuation

Learn more about our Farrow Financial Team.

Life insurance. You don't think you need it; until you do.

Life insurance is boring right?  I get it.  It seems to be one of those subjects no one really wants to talk about.  People typically don’t rush to get it, or become excited to learn about it.  The very topic of life insurance often brings about shrugs, eye rolls and sighs.

Sometimes people talk about their policies with a hint of I’m not sure what I was thinking, or It’s probably a waste of money. Sometimes they have forgotten why they purchased it in the first place and have become unsure about that decision.  Read more ...


Cancer survivors and insurance

If you’ve had cancer, can you still be approved for life insurance?  While there is no simple response, there is a good chance the answer is yes.  Many people assume having a cancer history is an automatic decline for insurance but that isn’t always the case.  Depending on the cancer, it may be easier than you think. 

Not all people with a history of cancer can qualify for life insurance but depending on a number of factors, and thanks to medical advancements many now can.  Despite a significant increase in cancer diagnoses, cancer treatments are rapidly evolving.  Improved treatments mean long term survival rates and life expediencies after a cancer diagnosis are on the rise. Read more ...