Need financial solutions? We can help you with that.
November is Financial Literacy Month; a time when you see lots of buzz on social media on financial planning topics. The purpose is to educate people on all things financial, tips, budgeting, ideas, concepts for saving, planning and making your finances work for you. It’s a time to remind people to refocus on their financial future.
For us, financial literacy is a year round topic. If you read our blog, or follow us on Facebook or Twitter, you know we are always sharing financial articles, tips and topics. We create and share lots of different financial articles and we offer a wide variety of financial services to our clients.
Sometimes people are surprised to learn about the variety of services and products we offer. For Financial Literacy Month we are summarizing the range of services we offer within our Financial practice. If you’ve been thinking about how any of these items fit into your financial picture please let us know and we can help. Sometimes knowing where to turn is a good first step.
Review your investment portfolio
Investor profiling and risk tolerance analysis
After tax efficiency of investments
Accounts include: Non Registered and Registered Accounts (i.e. RRSP, TFSA, LIRA etc)
Products include: Investment Funds (Mutual, and Segregated), GIC’s etc
Plan for retirement
Comprehensive retirement planning and income projection
Pension, CPP and OAS analysis and retirement Income options
Accounts include: RRSP, RIF, LIF, LRIF, RLIF etc
Products include: Investment Funds, Annuities etc
Pension and Severance Packages
Advice and planning for pension packages, buy outs, commuted values and severance packages
After tax planning for options
Insurance for financial security
Insurance protection for the unexpected
Products include: Life insurance, Disability Insurance, Critical Illness Insurance
Insurance for your Travels
Insurance protection for the unexpected
Products include: Travel Insurance
Health and Dental Benefits
Heath and dental Benefits, for business, and personal
Products include: Group Benefits, Personal Health Benefits
Save Money on Mortgage Insurance
Insurance through an insurance company can be a more secure and cost effective option
Products: Life insurance/Mortgage Insurance
Save for your child’s Education
Estimate future education costs
Create education savings plan
Maximize government grants
Products include: RESP (Registered Education Savings Plan)
Income Tax Returns and Tax Planning
Utilize financial products with preferential tax treatment
Tax deferral, tax savings, income splitting
Services include: Income Tax Preparation, After-tax planning
Create Estate Plans
Transfer wealth effectively from one generation to the next
Minimize probate and estate taxes on transfer of family wealth
Services include: Estate planning and advice
Establish a Farm Succession Plan
Effectively transfer farm assets to children
Farm succession without dissolving the farm operation
Services include: Agriculture financial planning and advice
Manulife Bank referral program
Partner with Manulife Bank to help provide our clients with the best banking solutions
Partner with Manulife Bank Consultant
Products include: High Interest Savings Accounts, Mortgage with Bank Consultant
Putting thought to these categories for your own situation is a great step on your journey towards financial literacy and ongoing learning. Financial problems create the need for financial solutions.
And yes, we can help you with that.