It is important to not let the emotion of fear override the potential opportunity. Even small incremental investments using dollar cost averaging to optimize lower prices can make a difference in the long run of a portfolio and remains a viable volatile market investment strategy.
Catching investors off guard, market volatility triggers investor emotions which can be tricky to manage. Learning about six common investor biases may allow you to step back and look at your own emotions as they pertain to investing and recognize one or more of these.
It can be easy to let one small piece of the timeline throw you off your investment strategy. Investment values go up and down, it’s the very nature of the market. Investors will do themselves a favour if they take a moment to stop and remember short term reports reflect merely one small part of a long journey.
Today’s seniors need to consider longevity, health care costs and low interest rates when investing their retirement nest egg. In recent years interest rates have steadily declined, and experts tell us we can expect them to remain low for some time.
Market volatility paired with dollar-cost averaging means investor opportunities. Purchasing at regular intervals allows the investor to have a strategic process in place to take advantage of these opportunities as they come along. The time is right to embrace a strategy that works best in volatile markets.
So, you own a mutual fund and you understand some basic things about it. You know your money is invested in a variety of stocks and bonds.
When people think about the value their financial advisor provides, many immediately think about investment returns. However, looking at returns alone is taking a narrow perspective because it’s only one part.
In the spirit of a high level overview, there are some options available to Canadian investors to pay for the advice and service they receive from their investment advisor.
With the intent to increase investor clarity around investment fees, any account charges or commissions received by Manulife Securities will be listed on your statement under the headline Annual Charges and Commissions near the end of your statement. From there, Manulife Securities pays a portion of these fees to your advisor as compensation for the ongoing servicing of your account and providing advice.
Frances Donald, Managing Director, Global Chief Economist, and Global Head of Macroeconomic Strategy explains why she believes the pandemic will play out in three stages and will accelerate macrotrends already at work.
The market turbulence brought on by the Covid-19 pandemic has been difficult emotionally for many investors as they take stock of the transition into recession territory on their portfolios. Investors have questions and there are some valuable things to understand if you find yourself uneasy about your investments.
Amidst the economic fall out of the Covid-19 pandemic, the Canadian government announced a 25% reduction in RRIF minimums as part of a multi-billion dollar relief package.When you are in a RRIF, you are mandated to withdraw the minimum amount required by law each year. In this scenario, when the market drops drastically the RRIF payment you receive equates to you selling that portion of your portfolio at a low.