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RRIF minimums lowered for 2020. Why new RRIF rules matter to seniors.

Amidst the economic fall out of the Covid-19 pandemic, the Canadian government announced a 25% reduction in RRIF minimums as part of a multi-billion dollar relief package.When you are in a RRIF, you are mandated to withdraw the minimum amount required by law each year. In this scenario, when the market drops drastically the RRIF payment you receive equates to you selling that portion of your portfolio at a low.

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Doing the right thing. The backlash against the banks.

In order to truly help Canadians improve their financial situations we need to make sure individuals and institutions offering advice are doing so with the clients’ best interests in mind at all times. It’s common sense. This shouldn’t even be a question. We need to have this support from the highest level in Canadian financial institutions.

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