We can feel bombarded with responsibilities screaming for our attention daily. Worries of not having a financial plan with RSP and/or TFSA investments can loom in the background. Sometimes the thought of climbing a mountain seems overwhelming but the thought of taking just one step is manageable. Focus on taking the first step.
Christmas is noted as one of the most stressful financial times for people, and rightfully so. Christmas in our culture seems to carry with it a financial burden that can be hard to swallow.
1 in 4 indebted Canadians admit to making poor progress on paying down their debt. Having a budget and debt repayment plan can go a long way to reversing this trend. The first step is to pay attention to where your money is going. You may not even realize how much you are spending.
Budgeting, saving and money management are frequently procrastinated. And not by merely weeks and months; they are often procrastinated by years. It is one of the most popular New Year’s resolutions, yet also one of the most frequently abandoned.