Latest From Our Blog

If you make an RRSP contribution in 2022, you need to include the deduction on your 2022 income tax return, right? Wrong.

It is important to not let the emotion of fear override the potential opportunity. Even small incremental investments using dollar cost averaging to optimize lower prices can make a difference in the long run of a portfolio and remains a viable volatile market investment strategy.

When looking to purchase a home you need to determine first and foremost what you can afford. Many people erroneously think all they need to do is go to the mortgage lender, apply for the maximum mortgage they can be approved for and then look for a house to meet their approved value. This is certainly where you start, but it is only the first step.

The last federal budget brought about a promise to implement a new tax-free First Home Savings Account (FHSA) to be launched in July 2022 to allow qualified first-time home buyers under the age of 40 to contribute up to $40,000 saving toward their first home within this new registered savings vehicle.

Global stocks fell last Thursday morning (February 24, 2022) while bonds and oil rose as Russian President Vladimir Putin ordered a military attack on Ukraine, raising tensions in an area that was already on edge. Read more...

It’s been a difficult couple of days, with many of us waking up yesterday to learn about the terrible events in Ukraine. Please don’t hesitate to reach out with any questions or concerns you might have. Our thoughts and prayers are with the people of Ukraine and anyone impacted by the crisis.

Catching investors off guard, market volatility triggers investor emotions which can be tricky to manage. Learning about six common investor biases may allow you to step back and look at your own emotions as they pertain to investing and recognize one or more of these.

We can fill our lives with mountains of material things but at the end of the day what we value most is time together and memories shared. Alternatives to expensive big box Christmas gifts, that focus more on small local purchases, budgeting, limiting debt and emphasize the value of creating memories over collecting items we don't need.

In the big picture these important steps play a big role in doing our part to help minimize the risk of being an unwitting participant to a money laundering or terrorist financing scheme.

Fraudsters are always looking for unsuspecting victims and the pandemic has brought about versions of schemes that use a new angle to prey on vulnerable seniors.

In recent material from Elder Abuse Elgin, statistics show that anywhere from 2% to 10% of seniors experience abuse every year. In Ontario alone, this equates to somewhere between 40,000 and 200,000 seniors. What’s more, the vast majority of elder abuse cases are not a one-time occurrence. In most cases, the abuse happens over and over again.

It can be easy to let one small piece of the timeline throw you off your investment strategy. Investment values go up and down, it’s the very nature of the market. Investors will do themselves a favour if they take a moment to stop and remember short term reports reflect merely one small part of a long journey.