Financial advice. What's it worth?

Published by Stephanie Farrow, Certified Financial Planner on Sep 26, 2016

How do we put a price tag on the value of long term financial advice?  This is a lengthy topic. Financial planners and investment advisors are paid for their services in a variety of different ways ranging... Continue reading

In a Robo world, let's not forget personal service

Published by Stephanie Farrow, Certified Financial Planner on Aug 01, 2016

As a co-businesss owner whose cornerstone is built on personalized service I often find a lack of human personal service in other areas of my life hard to swallow.   Are we watching human interaction ... Continue reading

Never a dull moment; Brexit and investment markets

Published by Farrow Financial Services on Jul 08, 2016

Never a dull moment. This phrase seems to sum up investment markets of late. To the surprise of many, and contrary to polls and financial market sentiment, Britain voted to leave the European Union on... Continue reading

Life insurance discounts tied to your fitness level? Your Fitbit will prove it.

Published by Stephanie Farrow, Certified Financial Planner on Jun 01, 2016

Life insurance meets modern technology.  Anyone who has applied for life insurance will know you need to answer a long list of health questions, possibly participate in a paramedical exam, and your doctor... Continue reading

Tax time. RRSP Deductions. Did you know?

Published by Stephanie Farrow, Certified Financial Planner on Apr 05, 2016

If you make an RRSP contribution in 2015, you need to include the deduction in your 2015 income tax return, right?  Wrong.  It’s a common misconception among Canadian taxpayers worth clarifying. If you... Continue reading

Taxes. Pay less, Keep more; with after tax planning.

Published by Stephanie Farrow, Certified Financial Planner on Mar 31, 2016

  Who doesn’t want to pay less tax?  But, how do you do that?  Do you know what tax strategies you should consider for your personal situation? Understanding Canada’s tax laws can go a long way towards... Continue reading

Making money in a volatile market. Let dollar cost averaging do the work.

Published by Stephanie Farrow, Certified Financial Planner on Mar 01, 2016

While high volatility can send many investors into a panic, would you be surprised to learn some investors welcome a volatile market?  The swings of a volatile market can be harnessed into something great. ... Continue reading

TFSA or RRSP? Which makes the most sense for you?

Published by Stephanie Farrow, Certified Financial Planner on Feb 24, 2016

It seems the comparison of the Tax Free Savings account (TFSA) versus Registered Retirement Savings Account (RRSP) is still often misunderstood.     At the risk of over-simplifying , let’s start with ... Continue reading

Understanding the Bear: Bull and bear market trends

Published by Stephanie Farrow, Certified Financial Planner on Feb 18, 2016

  Is the bear rearing its head?  Time will tell.  Regardless, investors should have a general understanding of how bull and bear markets work.    It will take only a few minutes to learn about and this... Continue reading

Investing in a low rate, low growth, high volatility environment

Published by Stephanie Farrow, Certified Financial Planner on Jan 28, 2016

Investing is a global thing.  Macro events happening around the world like a slowdown (China), uncertainty (Eurozone), or debt crisis recovery (Greece and US), has an effect on our market at home in many... Continue reading