Need financial solutions? We can help you with that.

Published by Stephanie Farrow B.A, CFP, Certified Financial Planner on Nov 15, 2017

November is Financial Literacy Month; a time when you see lots of buzz on social media on financial planning topics.  The purpose is to educate people on all things financial, tips, budgeting, ideas, ... Continue reading

Retirement Income. Should I consider an annuity?

Published by Stephanie Farrow B.A, CFP, Certified Financial Planner on Oct 02, 2017

Many people spend their working years accumulating retirement savings and as they approach retirement start to wonder about the specifics of when and how to draw on their nest egg for retirement. I often... Continue reading

In your mailbox; when something isn't quite as it seems

Published by Stephanie Farrow B.A, CFP, Certified Financial Planner on Sep 11, 2017

An envelope arrives in your mailbox which appears to have come from Canada Pension Plan.  It is in a brown envelope; the type typically used by the government for correspondence and reads Shortfall to... Continue reading

Farrow Financial, we're moving ... but not far

Published by Stephanie Farrow, Certified Financial Planner on Jun 01, 2017

It turns out that 2017 is a year of milestones for us. This year marks our 25th year in financial services for Ken and I.  Most surprising for us is how we got here so quickly.  When we think back to ... Continue reading

RRSP and RRIF; Deregistration Strategy

Published by Stephanie Farrow, Certified Financial Planner on May 01, 2017

If you have contributed to an RRSP it is considered for tax purposes to be ‘registered’ ; as noted in the name; Registered Retirement Savings Plan (RRSP), and the same goes for its retirement income counterpart;... Continue reading

Your opinion matters. Vote for future eNewsletter topics here.

Published by Stephanie Farrow, Certified Financial Planner on Apr 12, 2017

Our survey is short but your opinion matters. Our goal is to provide financial topics in our eNewsletters to meet the interest to our clients.  Please click on the link below to vote for a few topics ... Continue reading

Retirement: When you’re ready to start spending your RRSP savings

Published by Stephanie Farrow, Certified Financial Planner on Apr 02, 2017

Many people spend their working years accumulating a sizable RRSP (Registered Retirement Savings Plan) account and as they approach retirement start to wonder about the specifics of when and how to draw... Continue reading

Doing the right thing. The backlash against the banks.

Published by Stephanie Farrow, Certified Financial Planner on Mar 22, 2017

There has been a big buzz in the media recently about sales pressure in bank branches to upsell their clients’ additional credit cards, lines of credit, or bank accounts with higher fees etc.  Some bank... Continue reading

House rich, savings poor. What this means for retirement.

Published by Stephanie Farrow, Certified Financial Planner on Mar 01, 2017

According to results from the most recent Manulife Bank Homeowner Debt Survey 26% of homeowners surveyed expect their home equity will make up more than 80% of their wealth at retirement.  A further 18%... Continue reading

Time to grow up and get your finances in order

Published by Stephanie Farrow, Certified Financial Planner on Feb 01, 2017

I remember sitting in personal finance class in University and our professor putting the following words on the board, “YOU make money, or your MONEY makes money – you decide.”  This statement speaks ... Continue reading